Hello, world – meet luci!

Hello, world – meet luci!

A free website that gives you personalized credit card recommendations to help you maximize your credit card rewards

The Tax Refund Playbook (Without Sabotaging Yourself)

The Tax Refund Playbook (Without Sabotaging Yourself)

How to Use It Without Undoing Your Progress

The Tax Refund Playbook (Without Sabotaging Yourself)

The Tax Refund Playbook (Without Sabotaging Yourself)

How to Use It Without Undoing Your Progress

CAPTAIN'S LOG: Charting The Course For Your Financial Resolution Through Galaxy 2026

A step-by-step framework from my navigation console. Adapt it to plot your own financial resolutions.

The 2026 Orbital Launch Sequence: Your 5-Step Check (Takes < 1 Hour) 👨‍🚀

Strap in, co-pilot. We're running a final diagnostic before we launch into the new fiscal year.

How to Have a Whoville Holiday (Without the Mt. Crumpit Hangover)

🎬 Your guide to smart spending—inspired by The Grinch and Elf.

Archive

20262026
+2+2
The Tax Refund Playbook (Without Sabotaging Yourself)

The Tax Refund Playbook (Without Sabotaging Yourself)

How to Use It Without Undoing Your Progress

Mitch
20262026
+5+5
CAPTAIN'S LOG: Charting The Course For Your Financial Resolution Through Galaxy 2026

CAPTAIN'S LOG: Charting The Course For Your Financial Resolution Through Galaxy 2026

A step-by-step framework from my navigation console. Adapt it to plot your own financial resolutions.

Mitch
Year End Financial ReviewYear End Financial Review
+4+4
The 2026 Orbital Launch Sequence: Your 5-Step Check (Takes < 1 Hour) 👨‍🚀

The 2026 Orbital Launch Sequence: Your 5-Step Check (Takes < 1 Hour) 👨‍🚀

Strap in, co-pilot. We're running a final diagnostic before we launch into the new fiscal year.

Mitch
Holiday SpendingHoliday Spending
+4+4
How to Have a Whoville Holiday (Without the Mt. Crumpit Hangover)

How to Have a Whoville Holiday (Without the Mt. Crumpit Hangover)

🎬 Your guide to smart spending—inspired by The Grinch and Elf.

Richard Yoon, +1
Holiday SpendingHoliday Spending
+2+2
FOMO vs. JOMO: Finding Financial Peace This Thanksgiving Season

FOMO vs. JOMO: Finding Financial Peace This Thanksgiving Season

How your Fear Of Missing Out is costing you real money, and how to embrace the Joy Of Missing Out instead.

Richard Yoon, +1
Finance BasicsFinance Basics
+2+2
The Fright Before Your Financial Night

The Fright Before Your Financial Night

Don’t let Halloween turn into a spending horror story. Read on if you dare...

Richard Yoon, +1
Credit CardsCredit Cards
+4+4
🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

How to enjoy the upcoming holiday season without your wallet looking like last year’s forgotten pumpkin.

Richard Yoon, +1
Free MoneyFree Money
+4+4
The Retirement Account Heavyweight Bout 🥊

The Retirement Account Heavyweight Bout 🥊

In this corner: the 401(k) with its employer entourage! And in this corner: the independent IRA! We're calling the rounds to crown the champion for YOUR money.

Richard Yoon
Finance BasicsFinance Basics
+4+4
Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Why does your final paycheck feel so much smaller? We're breaking down the line-by-line deductions so you can become a pay stub detective. 🕵️

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+3+3
Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

How to split group costs without anxiety, the awkwardness, or the eternal “you owe me” tombstone.

Richard Yoon, +1
FraudFraud
+3+3
Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Last time we protected your credit from identity theft. Now, let’s protect your cold, hard-earned cash from sneaky instant scams.

Richard Yoon, +1
New CarNew Car
+3+3
Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Spoiler: There's no single right answer. But there's a right answer for you. Let's find it with a simple analogy everyone gets: your phone plan.

Richard Yoon
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