Smart Finance

Credit CardsFraudFinancial PsychologyLoansSafe From ScamsSaving Money HacksFree MoneyInvestingInsuranceStudent Credit CardsFuture ProofingEmergency FundStarter Credit CardsRetirementHoliday SpendingNew CarFinance BasicsHolidayTaxesPersonal Finance TipsSmart FinanceCreditSpending HabitsRoth RetirementBuild Credit From ScratchUnexpected ExpensesTravel
Holiday SpendingHoliday Spending
+2+2
FOMO vs. JOMO: Finding Financial Peace This Thanksgiving Season

FOMO vs. JOMO: Finding Financial Peace This Thanksgiving Season

How your Fear Of Missing Out is costing you real money, and how to embrace the Joy Of Missing Out instead.

Richard Yoon, +1
Finance BasicsFinance Basics
+2+2
The Fright Before Your Financial Night

The Fright Before Your Financial Night

Don’t let Halloween turn into a spending horror story. Read on if you dare...

Richard Yoon, +1
Credit CardsCredit Cards
+4+4
🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

🎃 Don’t Let Halloween Tricks Drain Your Treat Budget

How to enjoy the upcoming holiday season without your wallet looking like last year’s forgotten pumpkin.

Richard Yoon, +1
Finance BasicsFinance Basics
+4+4
Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Your Pay Stub Decoded: Where Your "$50k Salary" Actually Goes

Why does your final paycheck feel so much smaller? We're breaking down the line-by-line deductions so you can become a pay stub detective. 🕵️

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+3+3
Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

Remember That Friend Who Never Paid You Back? — Crack The Shared-Cost Code 🤝

How to split group costs without anxiety, the awkwardness, or the eternal “you owe me” tombstone.

Richard Yoon, +1
FraudFraud
+3+3
Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Money Scams Are Smarter Than Ever—Here’s How to Outsmart Them 💸🕵️‍♀️

Last time we protected your credit from identity theft. Now, let’s protect your cold, hard-earned cash from sneaky instant scams.

Richard Yoon, +1
New CarNew Car
+3+3
Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Lease vs. Buy: Your No-Sweat Guide to Getting Your Next Car

Spoiler: There's no single right answer. But there's a right answer for you. Let's find it with a simple analogy everyone gets: your phone plan.

Richard Yoon
Credit CardsCredit Cards
+2+2
Don’t Leave Free Money On The Table

Don’t Leave Free Money On The Table

Your card does way more than just earn points. Here's how to unlock phone insurance, travel protections and perks you're already paying for but probably not using.

Richard Yoon
Credit CardsCredit Cards
+6+6
How To Automate Your Finances (And Finally Relax)

How To Automate Your Finances (And Finally Relax)

Simple systems to make saving and paying bills stress-free.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Make Extra Money Without Burning Out

Make Extra Money Without Burning Out

How to side hustle sustainably without working yourself into the ground.

Richard Yoon, +1
Financial PsychologyFinancial Psychology
+4+4
Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

Lifestyle Creep Is Stealing Your Future (And Your Avocado Toast Is An Accomplice)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1
Saving Money HacksSaving Money Hacks
+6+6
Why Insurance Isn’t A Scam (Even If It Feels Like One)

Why Insurance Isn’t A Scam (Even If It Feels Like One)

You’re not being dramatic—insurance can feel like burning money. But it’s also the most underrated tool to protect your future self and family (and most importantly, your bank account’s livelihood). It’s one of those things you don’t realize you need...until you really need it.

Richard Yoon, +1